Down but not out!

Atypical? Meaning people tend to pay more or less?

Wow, I am so glad I live in Canada, the only things I have to pay for up front are my casts which are 50 dollars apiece. I then submit my receipts to my extended coverage and get all of it back. Even my prescriptions are covered by my employer 100% including my bath chair and cast cover. Where do you live??

i work for a city, and i guess they offer pretty good coverage (unfortunately it is kaiser) because i’ve only had to pay a total of $90 so far (i was injured 7/2/08). $50 for the initial ER visit, $10 for the surgery, $10 co-pay for each followup/pt session, and $10 for the vicodin. the best part about my insurance is that i pay $0 a year for it! i never realized how important and valuable insurance was until now

You really don’t realized how valuable GOOD insurance is until you don’t have it anymore! My husband took a voluntary buy out from his company in January. On paper he was employed until March 31st. The company paid for COBRA coverage for 90 days. I ATR’d on 4/28, surgery on 5/6, insurance expired on 6/30. My total bills from this were almost $13,000. My out of pocket including prescriptions, co-pays and crutch rental was $745. The insurance cost was $35/month to cover me, he was paid for. WOW. Unfortunately when the coverage stopped so did my PT since it is $150/30 min session. I know, thankfully I was covered at all. The new company he works for….$335/month for me, $2500 deductible, 50-80% coverage after that. UGH!!